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Your personal finance options

CONSUMER FIXED
RATE LOAN

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your vehicle loan plus the freedom to choose the length of the term, helping you get into the Lexus you want today.

A Consumer Fixed Rate Car Loan offers you the following benefits:

  • The security of a fixed interest rate for the term of the vehicle loan.
  • A choice of vehicle loan terms, ranging from 1 - 7 years*.
  • Your choice of flexible payment options
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OWNERSHIP SOLUTIONS

Ownership Solutions is an innovative way to buy a Lexus that gives you all the confidence you need. We will let you know the Guaranteed Future Value* of your vehicle at the outset, and you have the ability to replace, retain or return the vehicle at the end of your loan contract. That way, you'll have the reassurance of knowing what lies ahead.

Lexus Ownership Solutions offers you the following benefits:

  • Know the Guaranteed Future Value* of your vehicle at the end of the vehicle loan.
  • The option to replace, retain or return the vehicle at the end of the loan term.
  • A choice of vehicle loan terms, ranging from 1 - 4 years.
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NOVATED LEASE

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your finance and vehicle running costs directly from your salary.

A Novated Lease offers you the following benefits:
  • Tax-effective financing through pre- and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient motoring - with the option to include all car running costs
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NEXT STEPS

Lexus Financial Services

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Footnotes

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Lexus Financial Services policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*Guaranteed Future Value (GFV) is the minimum value of your new Lexus at the end of your finance contract, as determined by Lexus Financial Services (LFS). If you decide to return your car to Lexus at the end of your term, LFS will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.

The Lexus Financial Services Novated Lease product is administered by Toyota Fleet Management, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.