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WELCOME TO LEXUS OWNERSHIP SOLUTIONS WELCOME TO LEXUS OWNERSHIP SOLUTIONS

Ownership Solutions is an exciting way to buy a Lexus that gives you all the control you need, by determining the Guaranteed Future Value5of your vehicle when you purchase it. Available across the entire Lexus range, it is a flexible way to make buying a new or approved demonstrator Lexus, simple, seamless and reassuring, knowing what the future holds.

How does it work?

Here, in a nutshell, is how it works:

  • Choose the deposit that best fits your current needs;
  • Choose your term1;
  • We agree on the estimated kilometres you think the vehicle will have travelled at the end of the term (the End Odometer). The End Odometer will also include any kilometres already on the vehicle.
  • Lexus Financial Services (LFS) then determine the Guaranteed Future Value (GFV) 5 on this information and calculate your monthly repayments with a final payment equal to your GFV. GFV is the minimum value of your Lexus at the end of your finance contract. So, if you return your Lexus at the end of the term, LFS will pay you the GFV which will be put against the final payment (subject to fair wear and tear conditions and agreed kilometres being met).

From the outset, Ownership Solutions allows you to determine your finance costs and know the GFV of your vehicle. So you will enjoy choice, control and certainty. Isn't this everything you would expect from Lexus?

At the end of the term, simply replace, retain or return.

At the end of your term simply:
  • Replace or sell your Lexus using the trade-in value or sale price to pay the remaining balance of your account.
  • Should you wish to retain your Lexus, simply pay the remaining balance of your account and it is all yours.
  • Alternatively simply return your Lexus, hand back your keys and, subject to Fair Wear and Tear conditions and the agreed kilometres being met, we will use the GFV to put towards the final payment on your account (conditions apply).

Want more certainty?

With Ownership Solutions you are guaranteed that at the end of the term (subject to fair wear and tear and agreed kilometres being met), you'll never owe more than your vehicle's worth to LFS5. In other words, you avoid the uncertainty of wondering what your vehicle will be worth in the future when you know its minimum value from the outset.

Choosing your deposit: What is best for you?

With the flexibility of Ownership Solutions, you can choose the deposit that best fits your current needs2.
So for example,
  • If you have funds tied up in other investments, you can choose to finance your new or approved demonstrator Lexus with a zero deposit2
  • Or, by using a larger deposit you can lower your monthly repayments4
  • Compared to other finance options over a similar term, Ownership Solutions can provide lower monthly repayments3.

My life changes, why shouldn't my Lexus?

With Ownership Solutions you can replace your Lexus at any time4 and use the trade-in value to pay the remaining balance of your account. To retain your Lexus, you simply pay out the remaining balance of your contract at the end of the term.

Wouldn't it be reassuring to know what the future holds?

With Ownership Solutions, you'll know where you stand years in advance thanks to the GFV. The GFV is the minimum value of your new or approved demonstrator Lexus at the end of your finance contract so if you return your Lexus at the end of the term we'll put that the GFV against your final payment (subject to fair wear and tear conditions and agreed kilometre being met).

What happens in the case of the unexpected?

If your vehicle incurs damage and does not meet the Fair Wear and Tear guidelines, LFS will give you the opportunity to have your vehicle repaired. Otherwise, LFS can organise the repairs and deduct the cost from your GFV. This adjusted GFV will then be the price that LFS will offer you if you return the vehicle at the end of your term. Of course, if you retain the vehicle, the condition doesn't matter. And if you replace it or sell it privately, the condition will obviously impact your sale price.

So what does your accountant think?

Naturally, we think Ownership Solutions is an excellent, innovative way to put you in control of buying your new or approved demonstrator Lexus. That said, we suggest you seek independent advice to ensure Ownership Solutions is right for you.

Wouldn't it be great if Ownership Solutions was just the beginning?

Lexus' innovations and commitment to customer service extend well beyond Ownership Solutions. Once you purchase a new or approved demonstrator Lexus, you'll become a member of the Lexus Encore Privileges programme and enjoy a host of exclusive benefits such as:

Service Loan Vehicles
Whenever your Lexus is being serviced you can either drop off your vehicle and receive a complimentary loan vehicle or you can choose to have your Lexus picked up from your home or office and have it dropped back to you once the service is complete.

Lexus DriveCare
For the duration of your membership in the Encore Privileges programme you'll have access to a range of services through the Lexus DriveCare programme. Better still, with over 800 response centres around Australia, you can feel confident that Lexus DriveCare will be there when you need it most.

Beyond by Lexus
Beyond by Lexus reflects the style and luxury of a Lexus vehicle. With a focus on the best in wine, food, travel, technology and, of course Lexus vehicles, the magazine features in-depth articles and interviews all delivered to a world-class standard.

Lexus Exclusive Events
We're constantly striving to enhance the Lexus ownership experience. It's what we're known for. Our luxury events are the perfect way to experience the Lexus lifestyle and network with other owners. Tickets are limited, so be quick to secure your place.

Wouldn't it be good if the only terms you need to settle for are yours?

With Ownership Solutions, you're the one in control. Once you have chosen your Lexus, you choose the deposit that best fits your current needs, as well as the term and your estimated kilometres. Then, at the end of the term1 you choose what to do all over again. This is a programme as innovative as the vehicles themselves. This is Lexus Ownership Solutions.

Footnotes

1Up to four years.

2Approved applicants only, conditions, fees and charges apply.

3Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment.  Total interest charges will be higher if a GFV or balloon final payment is selected.

4Fees and charges for early termination may apply.

5Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Lexus at the end of your finance contract, as determined by Lexus Financial Services (LFS). If you decide to return your car to Lexus at the end of your term, LFS will pay you the agreed GFV which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.  The information provided is general in nature. You should seek your own financial advice to determine whether Lexus Ownership Solutions is appropriate for your individual circumstances. Terms and conditions, fees and charges apply. Lexus Ownership Solutions GFV products are available to approved customers of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.