FINANCE FINANCE

When you decide on a Lexus, we want to make the purchase process as seamless and pleasurable as driving one of our vehicles. Lexus Financial Services offers a range of finance options for you to choose from.

For your ease and convenience, you can arrange your finance at your preferred Lexus Dealer. A range of insurance and warranty products are also available.

LFS Online

Lexus Financial Services is dedicated to customer satisfaction and with LFS Online we provide instant easy access to your vehicle finance account.

LFS Online allows you to:

  • View your account balance
  • View details of your contract
  • Calculate a payout quote
  • Generate statements - free of charge
  • Quickly update your payment or contact details

To access your account, please click here and enter your login details. If you haven't already registered, go to the login page and click on the 'Not registered?' button so you can activate your online account.

If you have any further questions or need assistance accessing your account, call us on 1300 888 840 between 8.30am and 7pm (EST), Monday to Friday.

Not registered?
Frequently Asked Questions

Lexus Financial Services Customer Experience Survey

To complete the Lexus Financial Services Customer Experience Survey, please click here.

Personal Finance

Lexus Financial Services offers you personal finance at a competitive interest rate that is fixed for the term of your finance agreement. This means that any interest rate increases will not affect your repayments.

Just like you can adjust your Lexus to suit your personal style, you can structure the term of your Lexus finance agreement and your monthly repayments to suit your lifestyle and cash flow. You may want to lower your repayments by having a balloon payment payable at the end of the term of your finance agreement. A range of Lexus insurance and warranty products are available and can be incorporated into your finance agreement.

A Lexus personal finance agreement is a secured fixed rate consumer loan agreement which gives you:
  • A fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1-7 years
  • The ability to make extra payments, thereby reducing the total interest payable
  • The option of a balloon payment at the end of the loan

Business Vehicle Finance

Lexus Financial Services offer a range of vehicle leasing and business vehicle loan options so you can choose a solution to match your needs.

Lexus Finance Lease

Our Finance Lease option allows you to finance the Lexus of your choice without a deposit, so your day-to-day business capital won't be affected.

This options gives you:

  • choice of lease terms from 1 - 5 years
  • fixed payments
  • no fixed kilometre limits
  • fixed residual value
  • a range of options at the end of your lease to assist you acquire your new Lexus or to extend the term of your current agreement.

 

Lexus Term Purchase

A Lexus Term Purchase allows for flexible payment options which build your equity in your Lexus. This means you own your Lexus after making your final payment.

This finance option gives you:

  • fixed interest rate for term of loan
  • choice of lease terms from 1 - 5 years
  • balloon payment option (subject to capacity guidelines)
  • GST registered customers, may be able to claim Income Tax Credit for any GST on vehicle purchase

Lexus Business Vehicle Loan

If your Lexus is a business asset, this finance option offers the benefits of a tax-effective loan. Income charges and depreciation can be claimed as a tax deduction if the vehicle will be used for income producing purposes.

This option gives you:

  • fixed interest rate for term of loan
  • choice of loan terms from 1 - 5 years
  • finance for vehicles up to 7 years old
  • flexible payment options
  • daily interest on the outstanding balance of your loan, so any additional payments made reduce the amount of interest you pay
  • an end of term balloon payment option (subject to capacity guidelines)
  • no GST on monthly payments
  • GST registered customers may also be able to claim Input Tax Credit for any GST on vehicle purchase

Lexus Novated Lease

With a Novated Lease, a new Lexus can be included as part of your salary package with your employer with lease payments  from your salary.

Even if you change jobs with the agreement of your new employer, you can take your Lexus with you. Fully maintained Novated Leases that include maintenance costs, insurance, registration as well as Fringe Benefits Tax management are also available - making them a great finance option for small to medium businesses.

This finance option also gives you:

  • potential to access vehicle discounts available to your employer
  • fixed payments for term of lease
  • choice of lease terms from 1 - 5 years
  • fixed residual value
  • a range of options at the end of your lease to assist you acquire your new Lexus or to extend the term of your current agreement.