CONSUMER FIXED RATE LOAN

Our Consumer Fixed Rate Car Loan can get you into the Lexus you want with flexible options that can be tailored to suit your needs.

A CONSUMER FIXED RATE CAR LOAN OFFERS YOU THE FOLLOWING BENEFITS:

  • The security of a fixed interest rate for the term of the vehicle loan.
  • A choice of vehicle loan terms, ranging from 1-7 years.
  • Your choice of flexible payment options.
  • Financing of vehicles up to 7 years old.
  • Finance for both Lexus and non-Lexus vehicles.
  • Flexible deposits.
  • The ability to make extra repayments, reducing the total interest payable.
  • The option to include a balloon final payment, which reduces monthly repayments.
  • Extra costs can be included in the amount financed, including on-roads, stamp duty, insurance, warranty and roadside assistance.
  • Always know exactly how much you have to pay, making budgeting easier.
  • You own the vehicle while Lexus Financial Services (LFS) has a mortgage over it.

 

 This document summarises the main types of fees across all Lexus vehicle Loans:

  • Consumer fixed rate loan
  • Personal Ownership solutions

We’ve also included some tips on how you can avoid paying certain types of fees over the term of your loan, so you don’t pay more than is necessary.

FREQUENTLY ASKED QUESTIONS

WHAT TYPES OF FINANCE ARE AVAILABLE FROM LEXUS FINANCIAL SERVICES?
Lexus Financial Services offers a range of financing solutions for both personal and business use vehicles. Finance can be conveniently arranged at your local participating Lexus dealership. For further details of the types of finance products available visit the Lexus Financial Services section of the Lexus website, email us, or call 1300 888 840 for more information.
WHAT IS THE CURRENT INTEREST RATE OFFERED BY LEXUS FINANCIAL SERVICES?
Lexus offers fixed interest rates for a fixed term on a range of consumer and commercial products. The rate is determined on a number of factors including market conditions. Your local Lexus Dealer can assist you with a finance quote.
DOES LEXUS FINANCIAL SERVICES OFFER FINANCE FOR NON-LEXUS VEHICLES?
Lexus Financial Services can assist you in the purchase of vehicles, other than a Lexus, purchased from a licensed motor dealer. Please contact the Lexus Customer Solutions Centre on 1300 888 840.
CAN I DEFER A PAYMENT?
Please contact our Customer Solutions Centre on 1300 888 840 to discuss payment arrangements.
Footnotes Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Lexus Financial Services policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.