If you're a sole trader, partnership or company looking to finance a vehicle used primarily for business use, the Lexus Ownership Solutions Business Vehicle Loan could suit your needs. It offers the security of a Guaranteed Future Value* and a fixed interest rate for the term of the loan, so you can focus on the needs of your business.

The Guaranteed Future Value is the minimum value of your new Lexus at the end of your vehicle loan contract, as determined by Lexus Financial Services. At the end of the loan term you have the option to replace, retain or return your vehicle. If you decide to return your vehicle to Lexus at the end of your term, Lexus Financial Services will pay you the Guaranteed Future Value which will be put against your final payment (subject to Fair Wear and Tear conditions and agreed kilometres being met).

LEXUS OWNERSHIP SOLUTIONS OFFERS YOU THE FOLLOWING BENEFITS:

• Know your vehicle finance and repayment costs upfront
• Know the Guaranteed Future Value of your vehicle at the end of the loan.
• The option to replace, retain  or return the vehicle at the end of the term.
• A choice of loan terms, ranging from 1 - 4 years.
• Flexibility to nominate a deposit amount to reduce monthly payments.
• Extra costs can be included in the amount financed, including on-roads, stamp duty, insurance, warranty and roadside assistance.

Additional information:

• Lexus Ownership Solutions is available on new and demonstrator Lexus vehicles.

How does it work?

At the time of purchase:

• Select your new or approved demonstrator Lexus.
• Nominate the deposit you'd like to pay, if any.
• Choose your term and number of kilometres you expect the vehicle to travel over the term.
• Lexus Financial Services will calculate the Guaranteed Future Value of your new Lexus.
• Lexus Financial Services will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

At the end of your term

You'll have the assurance of several options to choose from:

• Replace or sell your Lexus - use the trade-in value or sale price to pay the remaining balance of your vehicle loan.
• Retain your Lexus - simply pay the outstanding balance (including the final payment). We can help you refinance your vehicle loan if you don't have the cash on hand (conditions apply).
• Return your Lexus - We'll pay you the Guaranteed Future Value we agreed at the start of your term and put it towards the remaining balance owing on your vehicle loan (subject to Fair Wear and Tear conditions and agreed kilometres being met).

This document summarises the main types of fees across all Lexus vehicle Loans:

• Business vehicle loan
• Business Ownership solutions

We’ve also included some tips on how you can avoid paying certain types of fees over the term of your loan, so you don’t pay more than is necessary.