BusinessFinance
Business Finance Solutions
Lexus Financial Services provides finance loans or leases for your business needs, tailored to suit your unique circumstances.
Business Vehicle Loan
A business vehicle loan offers a convenient way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. This business vehicle loan gives you the security of knowing the vehicle is an asset of your business - even while you are paying it off.7
Lexus Financial Services also offers a fixed rate loan for personal use.
How does it work?
- Get in touch with your preferred Lexus Dealer
- Decide on your loan payment details including your loan terms
- Pay a deposit (or don’t), that’s your choice
- Driveaway in your new or used Lexus or non-Lexus vehicle
Benefits
- The security of a fixed interest rate
- A choice of vehicle loan terms, ranging from 1-7 years and flexible payment options
- By opting to include a final balloon payment, you can reduce monthly payments freeing up business cash flow
- Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
- Extra costs can be included in the amount financed, including on-roads, stamp duty and roadside assistance
- Opportunities for income tax deductions through depreciation and interest charges
Full-Service Lease
We’ve reinvented the new car experience with a Full-Service Lease package that delivers the best of Lexus, all in one.
Our all-in-one package includes insurance8, maintenance and registration. All of this organised for you and bundled into one simple monthly payment (excluding optional extras).
Lexus Ownership Solutions
Determined by Lexus Financial Services, the Guaranteed Future Value2 is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.
At the end of your loan term, you have the option to replace, retain or return your vehicle.
If you're a sole trader, partnership or company looking to finance a vehicle used primarily for business use, the Lexus Ownership Solutions Business Vehicle Loan could suit your needs.
Novated Lease
A Novated Lease allows you to provide a possible incentive to employees, by including a vehicle of their choice as part of their salary package.8
Lexus Financial Services also offers a novated lease for personal use.
How does it work?
- Get in touch with your preferred Lexus Dealer
- The employee and the employer enter into an agreement with Lexus Financial Services
- The employer pays the monthly vehicle rental from the employee's salary while the employee uses the vehicle
- If the employee changes their employment during the term of the Novated Lease, payment obligations are transferred to the employee, removing the employer’s responsibilities
Benefits
- Access to discounts on servicing and maintenance when vehicle running costs are managed by Lexus Financial Services
- No residual risk, as the residual value obligations always remain with the employee
- "Off the balance sheet" accounting for the employer
- The ability to offer a more attractive employee salary package
- Reduced admin time and costs in comparison to company vehicles
Finance Calculator
With a Lexus Ownership Solutions loan we’ll let you know the Guaranteed Future Value2 of your vehicle and you have the ability to replace, retain or return the vehicle at the end of your loan contract.
Interested in next steps?
You may like to contact us, as our experts will be able to answer any questions and talk through your options.
This document summarises the main types of fees across all Lexus business vehicle loans.
Alternatively, you may like to read the frequently asked questions to learn more.
